Capital Gains Taxes  

Knowing when to sell an asset is a difficult part of investing. Reasons for selling a stock, bond, or mutual fund may include:

  • Rebalancing a portfolio
  • Profit taking
  • Stopping further losses
  • A higher potential rate of return on an alternate investment
  • Cash needed for expenses

The tax consequences may be the most important part of your decision. Short-term gains are taxed at your highest marginal income tax rate, while long-term gains are taxed at lower long-term capital gains rates.

The calculator will estimate potential capital gains taxes. If you have owned the investment for 12 months or less, capital gains are considered Short-Term. If you have owned the investment for more than 12 months, capital gains are considered Long-Term.

     

What is the current value of the investment being considered for sale?

$

What is your cost basis? (What did you initially pay for the investment?)

$

What is your federal marginal income tax bracket?

Have you owned this investment for longer than 12 months?

YesNo
 
   
   
Strategic Wealth Coach, LLC
1 Market Place, Suite 22 • Essex Junction, VT • 05452
Phone: (802) 878-6155 • Fax: (802) 878-6818
• bhudson@vsrfin.com

Securities and Advisory Services offered through VSR Financial Services, Inc., A Registered Investment Adviser, and Member FINRA/SIPC.  Strategic Wealth Coach, LLC and VSR Financial Services are not affiliated companies.  Robert Hudson holds the FINRA Series 7, 24, 63, 65 security registrations in the states of AZ, FL, IL, MA, MD, MO, NC, NY, SC, VT.  To work with residents of other states, the appropriate registration for the state you reside in must be obtained by Mr. Hudson before proceeding further.  No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendations.  Securities offered through VSR Financial Services, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal. 

CFP(R), CERTIFIED FINANCIAL PLANNER Professional and CFP(R) are certification marks owned by the Certified Financial Planner Board of Standards, Inc.

Enrolled Agents (EAs) are federally-authorized tax practitioners who have technical expertise in the field of taxation and are licensed to represent taxpayers before the Internal Revenue Service.  EAs are the only tax practitioners required by federal law to maintain their expertise through continuing professional education.